Division 02 · Fractional CFO

The monthly close, automated.
The CFO judgment, embedded.

Your board package, lender brief, and three-statement close — produced end-to-end on Spero Intelligence, partner-signed before it leaves the room. So your CFO spends their time on capital, hiring, and risk — not in a spreadsheet at midnight.

No deck · Direct to a partner

Who this is for

Founders who need a CFO before they need to hire one.

  • Seed through Series C founders preparing for the next institutional raise.
  • Profitable, founder-led businesses considering a recap, refinance, or first board.
  • Operators in transition — between CFO hires, post-acquisition, or scaling into a new region.
  • Boards seeking independent finance leadership during a strategic process.

What we do

Senior finance, with the leverage of an automated close.

CLOSE

Automated Monthly Close

Every transaction categorized and reviewed by our team. Partner-signed close in your inbox on schedule — not three weeks late.

BOARD

Board Reporting on Rails

Monthly packages and quarterly decks generated from one source of truth — narrative, KPIs, and risk, partner-reviewed before they ship.

MODELING

Three-Statement Models

Driver-based P&L, balance sheet, and cash flow — live and current, audit-trailed, ready for the next IC.

FUNDRAISE

Lender & Investor Packages

Data rooms, diligence, term-sheet schedules, lender memos — produced from the same canonical books your CFO closes on.

LEADERSHIP

Embedded CFO Presence

A senior CFO in the standups, the all-hands, and the late-night call when something breaks. Same person. Every cycle.

PLATFORM

Spero Intelligence

The operating layer behind every Enterprise engagement — books, model, dashboards, and exports on one stack. See the platform →

How we work

A repeatable arc — calibrated to your stage.

01

Discovery

Two-week diagnostic across systems, books, and forecasts. We surface what's working, what's missed, and what to do first.

02

Onboarding

Stand up the model, the cadence, and the dashboards. Set the lender and board reporting rhythm.

03

Embedded

Your CFO sits in your stack — Slack, board prep, hiring conversations, and the late-night call when something breaks.

Why Spero Enterprise

Three commitments founders feel inside the first quarter.

i.

CFO-grade thinking

Senior judgment on capital, hiring, pricing, and risk — not a senior controller dressed up as a CFO.

ii.

Automated close, partner-signed

Spero Intelligence runs the categorization, reconciliation, and reporting. Your CFO reviews and signs — then spends the rest of the month on capital, hiring, and risk.

iii.

Skin in the cadence

We commit to the standups, the board, and the close — same person, same standard, every cycle.

What you receive

Concrete artifacts, on a published cadence.

Every Enterprise engagement produces a defined set of deliverables — versioned, audit-trailed, and reviewed with your team before they leave the room.

  • Monthly Board packageNarrative, KPIs, variance commentary, and risk register. PDF · 12–16 pp
  • Monthly Three-statement modelP&L, balance sheet, cash flow — driver-based, refreshed. XLSX · LIVE
  • Weekly Cash & runway brief13-week cash, runway, and lender-covenant headroom. PDF · 1 pp
  • On Demand Lender & investor packagesDiligence rooms, term-sheet schedules, IC memos. DATA ROOM
  • Quarterly Strategic reviewCapital plan, scenario set, controls audit. 90-MIN SESSION